What do you need to know about Dubai Travel Insurance for Indians?

Dubai, a place with the world’s tallest skyscraper, Burj Khalifa! to the busiest international airport, is known for the fusion of culture, heritage, and renovations. This flaring Gulf country is explicit in the way of dressing and behavior in public. Also, if you can tip the servers or drink alcohol openly. It is everybody’s favorite destination for shopping. It is a destination on everyone’s bucket list.

However, every journey has its risks and uncertainties, pros and cons. If we plan well before touring, then the risks are minimal. That’s where Dubai Travel Insurance comes in handy when you are visiting the city of gold. 

Dubai has plenty to provide, and you will relish every speck of your stay in this city. It is a city with a bountiful heart and also expensive medical costs. The medical treatment doesn’t come for free. If they admitted you to an emergency ward while you are traveling, then it will dent a hole in your pocket. That is why you need to take Dubai travel insurance when you are traveling to this dream city. It will help your medical coverage in case of unpredicted medical and non-medical crises. 

In case you cannot pay the medical bills, they can grab your passport. So, get travel insurance from India in case you are vacationing in Dubai. 

Another important aspect is that it is a hub for 200 nationalities aside from the native citizens. It is a huge and famous city in the UAE with popular destinations and a business center. Most of the travelers and migrants comprise Indians.  

Need a Visa:

It is mandatory to get a visa while visiting Dubai. Indians who have authentic US, UK visas need not get a separate visa while they are entering Dubai. They can visit Dubai with these countries’ direct visas, just by filling a form after landing and getting an on-arrival visa. It is valid for two weeks. 

Also, there is an on-arrival visa for Indians that is valid for 14 days. But they can extend it again for another 14 days only for Indian passport bearers who are having valid US visas. 

The documents required to get Dubai’s tourist visa are:

  • Applicant’s color photo
  • Applicant’s color passport copies with a validity of 6 months prior.
  • Application form
  • Copy of tickets
  • Financial proofs

The government of Dubai has made it mandatory to get valid travel insurance for all travelers at the time of application for a visa. They don’t accept external health insurance. 

Benefits of Dubai Travel Insurance:

Destination-specific cover: This scheme issues sufficient coverage for the trip to Dubai.

Relief and benefit: Travel insurance gives confidence in managing unpredicted situations for both youngsters and old persons. 

Multi-trip plan:  Multi-trip travel insurance provides advantages to frequent travelers. 

Protection in Medical Emergency: Emergency medical expenses will be covered if you have travel insurance. 

Secures against loss of belongings: Travel insurance issues coverage if you lose travel documents and baggage.

Financial protection in case of accidents: International travel insurance will protect personal accidents, disability, and repatriation in case of death. 

Things to do while traveling to Dubai:

When you are planning to travel to a new country, do some groundwork and learn about the rules and regulations. While traveling, check if you have done:

  • Check if you have bought health insurance cover as unexpected medical emergencies may happen and they will secure you. 
  • Check your visa status with the Indian Embassy before you plan a trip to Dubai.
  • Knowledge about what to wear and what may wear for travelers in Dubai, as it has its way of traditional attire. They advise women to always carry a cover-up. 
  • Know about the traditions that Dubai follows, as in some places they don’t allow you to click photos.
  • Ensure that you carry their local currency and make sure that you don’t exchange their local currencies in the street, as it will land you up in trouble for breaking their laws. It is advisable to exchange the local currencies in local banks, ATMs, and reputed hotels. 
  • Make sure you have all information about the Indian Embassy or representatives in the host country. 

Valid points to consider when you are selecting Travel insurance:

As we know, it is mandatory to take travel insurance in Dubai, make sure that you have chosen the right plan for your individual needs. Some factors to consider are:

  • The category and frequency of the trip
  • Destination
  • Duration of the trip
  • Medical history

The important factor to note while visiting Dubai is that it has strict rules, unlike other western countries. So, make sure not to break the law and face trouble with the authorities. 

After getting a visa and travel insurance, just enjoy Dubai’s rustic charm and warmth. If you want to enjoy the homely atmosphere, then it is advisable to visit between November to March. Also, get to know about the shopping festival to make the most of your trip.

I, Priya Nagarajan, is a past Assistant Professor, mentor, tutor, counselor. Writing has always been a passion of mine and so changed my path to my passion. I believe language is the best way to convey your thoughts and dreams to get the results. I believe it takes a personal approach to reach individual success. I write with a flair for creativity and a keen eye for the professional.

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